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Business borrowing solutions

Loans, overdrafts and credit for business

We understand that business finances can be tough to predict. Our range of borrowing options can cover you short or long term. From overdrafts to catch any temporary shortfalls to loans for that big investment – we have a service for every situation.

Our team of banking experts will guide you in choosing the option that fits the requirements of your business. All credit facilities are subject to status and eligibility. Applicants must be 18 years or over.

Please note that security may be required. Any asset used as security will be at risk if you break the agreement and may be sold to repay your debt. Property given as security, which may include your home, may be repossessed if you do not keep up repayments on your borrowing.

Business overdraft

Cover funding shortfalls with our business overdraft

Find out more about Business overdraft

Business credit card

A simple solution for day-to-day expenses

Find out more about Business credit card

Compare our loans

We provide borrowing options to help you manage day-to-day finances or get the funds for that big purchase.

Representative example

Representative 14.4% APR on unsecured business loans up to £25,000

Loan amount:
£10,000
Term time:
36 Months
Interest rate per annum (variable)
13.5%
Representative APR
14.4% APR
Fees/Charges:
£0
Total amount of credit:
£10,000
Total amount repayable:
£12,218.46

All loans offered are subject to status. This example is for unsecured loans of up to £25,000. The rate offered may differ from the representative APR shown.

Flexible business loan

Redraw and flexible repayment options available

Agree a repayment schedule for you, with the flexibility to overpay and redraw overpaid funds later if you need to – the first two redraws are free of charge.

Find out more about Flexible business loans

Business loan

Option of fixed or variable interest or a mix of both

A structured business loan of between £25,001 and £10m to help you develop your business.

Find out more about Business loans

Term loan

Loans available from £1000

Tell us how you want to improve your business and we'll do our best to provide the financial support you need to make it happen.

Find out more about Term loans

British Business Bank

Dedicated to making finance markets work better for smaller businesses across the UK in partnership with Clydesdale Bank. Visit www.british-business-bank.co.uk/


Next steps

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